Term Life Insurance

Term Life Insurance provides coverage for a specific period of time. Term periods usually range from 10 to 30 years and rates can be “locked-in” so that they will never increase. If the insured dies during the term, the death benefit will be paid to the beneficiary. Term insurance is the least expensive way to purchase a substantial death benefit on a coverage amount per premium dollar basis over a specific period of time.

Primary Consumer:

Young Married 20-35 Term is a priority to pay off a home, provide for spouse and children, or other liabilities. The low cost to coverage is ideal for younger clients who need a larger amount of coverage with young children and larger debts (houses, college, cars, credit cards).

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation.