Term Life Insurance

Term Life Insurance provides coverage for a specific period of time. Term periods usually range from 10 to 30 years and rates can be “locked-in” so that they will never increase. If the insured dies during the term, the death benefit will be paid to the beneficiary. Term insurance is the least expensive way to purchase a substantial death benefit on a coverage amount per premium dollar basis over a specific period of time.

Primary Consumer:

Young Married 20-35 Term is a priority to pay off a home, provide for spouse and children, or other liabilities. The low cost to coverage is ideal for younger clients who need a larger amount of coverage with young children and larger debts (houses, college, cars, credit cards).